Money that moves the instant you tell it to.

How a transfer settles

1. You pick a destination account number and an amount.
2. We validate balance, limits, and risk in a single round-trip.
3. Funds debit and credit atomically — a signed reference number is returned.

What you can move

• Member-to-member transfers between any two Indigo Escrow accounts.
• Top-ups and withdrawals against verified payment instruments.
• Refund returns tied to a tracking code your client can follow.

Median settlement latency

158ms across all markets in the last 30 days. Real numbers, published on the live metrics dashboard.